Term Life InsuranceTerm Life Insurance
NationwideNationwide
The extreme sports champion — the most forgiving carrier for high-risk hobbies.
Nationwide
The extreme sports champion — the most forgiving carrier for high-risk hobbies.
About Nationwide
Nationwide Mutual Insurance Company has protected American families since 1925 from its headquarters in Columbus, Ohio. As a mutual company with over $270 billion in assets, Nationwide offers one of the most comprehensive living benefit packages in the term life market — covering all three illness categories — and is uniquely tolerant of applicants who participate in extreme sports and hazardous occupations.
Guaranteed Level Term
The extreme sports champion — the most forgiving carrier for high-risk hobbies.
Product Details
Key Features
Extreme Sports Friendly
Skydiving, rock climbing, motorsports — most carriers decline or surcharge heavily. Nationwide's underwriting is among the most tolerant in the industry: experienced participants in many extreme activities still qualify for Preferred rates.
All Three Living Benefits Included
Free built-in coverage for critical illness (cancer, heart attack, major organ transplant), chronic illness (severe cognitive impairment or inability to perform 2 of 6 ADLs with annual lump-sum requests), and terminal illness — the most comprehensive living benefit package available.
Wellness Credits — Automatic Health Upgrade
Nationwide's Intelligent Underwriting system automatically evaluates healthy lifestyle habits and may improve your underwriting class by up to two levels — resulting in lower premiums than your application alone would suggest.
Best For
Thrill-seekers and extreme sports enthusiasts, and clients who want the strongest possible living benefit package built in at no extra cost.